Clara Monteiro

Clara runs the platform due-diligence programme at TopPulse and is the reason a platform reaches the ranking only after its regulatory standing has been verified rather than assumed. She sharpened her research at Morningstar analysing European fund structures, then moved to DEGIRO to work on regulatory compliance across multiple jurisdictions, where she learned how differently the same rules are applied from one national authority to the next. At TopPulse she tracks the evolving EU crowdfunding regime, reads the registers of the Bank of Lithuania, Latvijas Banka, the CNMV and Consob directly rather than relying on a platform's own summary, and coordinates the checks that decide whether a licence is what it claims to be. When a platform's regulatory picture changes, she is usually the first to catch it. Clara holds a Master's in European Law from the University of Lisbon and works across four languages.

Previously: Morningstar, DEGIRO

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