Germany

Germany's shortlist stays anchored by the large regulated marketplaces. 8lends moves ahead of EstateGuru this month and Twino edges past Indemo, while Mintos and Maclear keep the top two. Availability and the ECSP framework are unchanged; the shifts reflect reporting cadence and investor-experience signals, not new authorisations.

Updated October 2026

1. 01
   

   Mintos Reviewed by the TopPulse editorial team

   Riga, Latvia

   FCMC (Latvia)

   EUR 50
2. 02
   

   Maclear Reviewed by the TopPulse editorial team

   Zurich, Switzerland

   SRO PolyReg (Switzerland)

   EUR 50
3. 03
   

   PeerBerry Reviewed by the TopPulse editorial team

   Zagreb, Croatia

   Licensed (Croatia)

   EUR 10
4. 04
   

   8lends Reviewed by the TopPulse editorial team

   Zurich, Switzerland

   SRO VQF (Switzerland)

   EUR 10
5. 05
   

   EstateGuru Reviewed by the TopPulse editorial team

   Tallinn, Estonia

   ECSP (Estonia)

   EUR 50
6. 06
   

   Robocash Reviewed by the TopPulse editorial team

   Zagreb, Croatia

   Registered (Croatia)

   EUR 10
7. 07
   

   Twino Reviewed by the TopPulse editorial team

   Riga, Latvia

   ECSP / Investment firm license (Latvia)

   EUR 10
8. 08
   

   Indemo Reviewed by the TopPulse editorial team

   Riga, Latvia

   Investment firm license (Latvia)

   EUR 10
9. 09
   

   Nectaro Reviewed by the TopPulse editorial team

   Riga, Latvia

   ECSP (Latvia)

   EUR 10
10. 10
    

    Lendermarket Reviewed by the TopPulse editorial team

    Dublin, Ireland

    Ireland-registered

    EUR 10

Tax, reporting and local regulation for Germany are covered in our country guide.