March 2026
Mintos holds the top of the TopPulse index in March. Homunity enters at #30.
- 00
Before you pick a platform, start here
What to look for, what to avoid, and how to read the numbers before you invest a single euro.
Read the guide → - 01
Mintos Reviewed by the TopPulse editorial team
Riga, Latvia
FCMC (Latvia)
EUR 50 - 02
Maclear Reviewed by the TopPulse editorial team
Zurich, Switzerland
SRO PolyReg (Switzerland)
EUR 50 - 03
EstateGuru Reviewed by the TopPulse editorial team
Tallinn, Estonia
ECSP (Estonia)
EUR 50 - 04
PeerBerry Reviewed by the TopPulse editorial team
Zagreb, Croatia
Licensed (Croatia)
EUR 10 - 05
Robocash Reviewed by the TopPulse editorial team
Zagreb, Croatia
Registered (Croatia)
EUR 10 - 06
8lends Reviewed by the TopPulse editorial team
Zurich, Switzerland
SRO VQF (Switzerland)
EUR 10 - 07
Indemo Reviewed by the TopPulse editorial team
Riga, Latvia
Investment firm license (Latvia)
EUR 10 - 08
Twino Reviewed by the TopPulse editorial team
Riga, Latvia
ECSP / Investment firm license (Latvia)
EUR 10 - 09
Nectaro Reviewed by the TopPulse editorial team
Riga, Latvia
ECSP (Latvia)
EUR 10 - 10
Lendermarket Reviewed by the TopPulse editorial team
Dublin, Ireland
Ireland-registered
EUR 10 - 11
Urbanitae Reviewed by the TopPulse editorial team
Madrid, Spain
CNMV (Spain)
EUR 500 - 12
InRento Reviewed by the TopPulse editorial team
Vilnius, Lithuania
Bank of Lithuania
EUR 500 - 13
HeavyFinance Reviewed by the TopPulse editorial team
Vilnius, Lithuania
Bank of Lithuania
EUR 100 - 14
EvenFi Reviewed by the TopPulse editorial team
Barcelona, Spain (licensed entity) / Bergamo, Italy (operating parent)
CNMV (Spain) - ECSP authorisation, register no. 5
EUR 20 - 15
Afranga Reviewed by the TopPulse editorial team
Sofia, Bulgaria
FSC Bulgaria (ECSP)
€10 per loan - 16
Capitalia Reviewed by the TopPulse editorial team
Riga, Latvia
Latvijas Banka (ECSP)
€200 - 17
Civislend Reviewed by the TopPulse editorial team
Madrid, Spain
CNMV (ECSP no. 8)
€250 - 18
Ener2Crowd Reviewed by the TopPulse editorial team
Milan, Italy
Consob (ECSP, delibera 22877)
From €300 - 19
GoParity Reviewed by the TopPulse editorial team
Lisbon, Portugal
CMVM (ECSP)
EUR 20 - 20
Housers Reviewed by the TopPulse editorial team
Madrid, Spain
CNMV (ECSP no. 13)
EUR 300 per project - 21
InSoil Reviewed by the TopPulse editorial team
Vilnius, Lithuania
Bank of Lithuania (ECSP)
EUR 100 - 22
Lande Reviewed by the TopPulse editorial team
Riga, Latvia
Latvijas Banka (ECSP)
EUR 50 - 23
Profitus Reviewed by the TopPulse editorial team
Vilnius, Lithuania
Bank of Lithuania (ECSP)
EUR 100 - 24
Raize Reviewed by the TopPulse editorial team
Lisbon, Portugal
CMVM (ECSP)
EUR 20 - 25
Re-Lender Reviewed by the TopPulse editorial team
Potenza, Italy; offices Milan and Madrid
Consob (ECSP, in liquidation)
EUR 50 - 26
Recrowd Reviewed by the TopPulse editorial team
Milan, Italy
Consob (ECSP, suspended)
EUR 250 - 27
Trusters Reviewed by the TopPulse editorial team
Milan, Italy
Consob (ECSP, delibera 22918)
EUR 250 - 28
Walliance Reviewed by the TopPulse editorial team
Trento, Italy, with an office in Milan
Consob (ECSP, delibera 22878)
EUR 500 - 29
ClubFunding Reviewed by the TopPulse editorial team
Paris, France
AMF (PSFP)
EUR 1,000 - 30
Homunity Reviewed by the TopPulse editorial team
Paris, France
AMF (PSFP FP-2023-31)
EUR 1,000
Under review
On our radar but not ranked this month. We are monitoring these and may include them as conditions change.
- Crowdpear Under editorial watch - limited track record
- Debitum Network Under editorial watch - insider margin concerns
- Hive5 Under editorial watch - loan originator risk
- Loanch Under editorial watch - management transparency concerns
- Reinvest24 Under editorial watch - multiple regulatory alerts